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Glanworth GAA
Injury Benefit Scheme
Home
This
page is for information purposes only. It
does not form any contract and does not purport to deal with all aspects of the
GAA
Scheme or to be a legal interpretation of
the
scheme.
Entitlement to benefits will be determined by the administrators by reference to
the full text of the scheme.
E.&O.E.
The
GAA webpage on Injury Benefit can be accessed by clicking here.
Please note:
The maximum payment for a medical claim is 4,500
The first 100 of each and every claim is excluded.
Physiotherapy is not covered.
Hurling claims are covered only if the player is wearing a helmet with a faceguard and which carries the CE mark.
This applies to official and challenge games and training sessions.
A copy of the Referee's Report must accompany each claim.
Claims must be reported within 60 days.
The player's membership number must be confirmed in the claim.
All football players must wear gumshields.
This applies to official and challenge games and training sessions.
All
Notification/Registration of injuries must now be made on line through the Club
Secretary.
All other terms and conditions remain unchanged.
BENEFITS: |
AMOUNT |
Lifetime
disability benefit - wheelchair for life - |
|
|
|
Permanent total disablement
from gainful employment |
100,000 |
Loss of sight |
100,000 |
|
Up to 100,000 |
|
100,000 |
Complete & incurable paralysis |
100,000 |
A
scale of benefits applies for other |
50,000 |
|
|
Adult (or married youth) |
50,000 |
Youth |
25,000 |
|
|
Unrecoverable medical expenses to maximum of |
4,500 |
Physiotherapy/sport massage etc. no longer covered |
|
|
|
Unrecoverable dental expenses to maximum of |
4,500 |
|
|
Stay in hospital in excess of 10 consecutive days to a |
400 |
|
|
Applicable to adults & youths in full-time employment.
Unrecoverable loss of basic/net wages
(excluding overtime/bonuses/unsociable working hours etc) to a
maximum of: |
Nil |
|
|
Adult teams |
1000 per team |
Under 21 teams |
450per team |
Youth |
200 per team, |
NB:
BENEFITS/CONDITIONS AND TEAM SUBSCRIPTIONS MAY BE ALTERED FROM
TIME TO TIME AT THE DISCRETION OF C.L.G. |
Policy
&
Summary
All Players are expected to arrange payment of their own medical expenses.
The club no longer pays for or subsidises injury costs incurred in games or in training.
GAA Players Injury Scheme
Claim
Procedure
Check
List
Inform Club Secretary | |
Collect Receipts | |
Collect three recent payslips | |
Complete claim form fully and accurately | |
Post claim on time | |
Keep a
record/copy of all correspondence/communication with the insurers | |
Respond to Administrators queries |
1. Glanworth GAA Club pays compulsory affiliation and Players' Injury Scheme fees at the beginning of each year. In any one year these costs can amount to over 5000.
2. The
Players' Injury Scheme is intended to pay supplementary compensation for
medical expenses, hospitalisation, dental expenses, loss of earnings and
permanent disability.
3.
There are important restrictions in each case:
·
Medical
expenses not
covered by a medical card or not recoverable from other insurers such as VHI etc. will be paid up to a maximum of 4,500. The first 100 of each
and every claim is not paid.
·
Hospitalisation
costs are paid only when the period in hospital exceeds 10 days and then @
400/day to a maximum of 15 days.
·
Dental
expenses have
the same restrictions as medical expenses.
·
Loss of Basic
wages is compensated for up to a maximum of 200 (weeks 2 - 4) or 400
(weeks 5 - 52), less Social Welfare entitlements or in-house sick-pay
benefits, per week for a maximum of 52 weeks. The first week is excluded.
4.
The procedure for making a claim is as follows:
·
The
Administrators must receive a completed Claim Form (Section A) within
60 days of the date of injury.
The fully completed Claim Form should be forwarded when all supporting documentation is to hand. |
·
This Claim
Form must be accompanied by
three recent payslips in the case of a
claim for loss of wages and r
·
The Claim
Form must be filled by the claimant at Section B if
self-employed.
·
Section C of the
Claim Form must be completed by the employer and at Section D a Social Welfare
Office if applicable.
·
Section E must
be completed by the player's doctor/dentist and signed at Section F by both the player
and the Club Secretary.
·
The completed
Claim Form must then be forwarded to Pαirc Uν Chaoimh to be signed by
the County Board Secretary who then forwards it to the Administrators.
5.
Players should note that:
·
Players
should not assume that private or semi-private hospital accommodation will
be covered.
·
The
administrators will only make payment on foot of receipts received.
They will ignore invoices and bills.
·
It is the player's
responsibility to collect all relevant documentation.
·
The Club
Officers will provide help in completing the forms and obtaining the
referee's report.
·
If
subsequently requested by the administrators, players should reply to all queries
promptly.
·
No payments
will be made on account except in the case of long term loss of wages
when such payments may be made. In such cases Continuation Forms will
have to be completed by the player.
·
Pay-outs are
made directly to the County Board which then passes them on to the club to be
forwarded to the player.
6.
Players should read the official leaflet published by the Scheme
Administrators, Willis, and available from the club and familiarise
themselves with the details of the scheme.
7.
All players, but especially those who are self-employed, are advised to take
out private personal accident insurance.
8.
Injured players should only return to training and competition when given the all-clear
by their doctor. Returning to active duty prematurely may lead to refusal
by the Administrators to pay out for a subsequent related injury.
9. It will be assumed that players training with the club and putting themselves forward for team selection are familiar with the Players' Injury Scheme and the Club Policy on Player Injury.
10.
Players should inform the Club Insurance Officer as soon as possible if they
are likely to be out of work for more than a week because of injury and/or if
medical expenses are likely to exceed 100.
11.
The completed claim must be posted by the claimant.
12.
This scheme also applies to referees, umpires, linesmen, voluntary coaches,
team managers, selectors, official party members and other members under
certain conditions.
When
seeking attention for an injury the medical services should be informed of the
injured partys cover status if he is covered by a medical card, VHI or
any other scheme.